This allows us to classify projects as micro, small, medium, large. These classifications are used to. Please note that criteria and scores can be tailored to create individual department standards. The scoring range for classification for the size of a project as micro, small, medium, large is:.
The criteria for scoring projects for classification of a project as micro, small, medium, large is:. First, we have identified the IT PMO project criteria matrix which allows us to introduce a project prioritisation for projects. Projects will be identified as P1, P2 or P3. This will then assign in the planning, scheduling and capacity management of projects.
IT Steering can request a priority be changed. In many cases, you can expect UCC filings to be performed on land, buildings, homes, real estate properties in general, personal assets like cars or other valuable goods, business assets and more. As a result, whenever you are involved in a transaction where the lender will require collateral on an asset that you will pledge to guarantee your obligations, the lenders will likely perform an evaluation of the asset to see if it can be satisfactory to them.
There may be state has laws that may exempt certain personal or business property from being seized or foreclosed by creditors.
If you are dealing with a situation where a lender is looking to take over an asset, you should consult with a qualified business attorney or bankruptcy lawyer to better understand your rights. For example, if a lender financed a company allowing it to purchase property, by registering a lien against company property, the lender is assured that if the borrower does not repay its debt in full, the collateral can be realized to guarantee repayment.
Some borrowers may not have a great credit history but own high-quality assets that can be given to creditors to secure a transaction. In this case, through the UCC filing mechanics, a borrower will be able to get financing that it would not have otherwise been able to get.
Also, borrowers may also get more favorable financing terms when they give an asset as collateral to their creditor. This will help the borrower save money by paying less interest on the loan or getting more favorable financing conditions.
As a result, if you have many creditors having filed a UCC-1 Financing Statement against your assets, you will have your credit report showing all these filings. If you need to get more financing, you may have a hard time finding another creditor to lend you money as you have too many filings on your credit report disqualifying you for further financing.
For the borrower, the main drawback is that a UCC filing may prevent you from getting financing from other creditors. If a creditor runs a check on your asset and sees that another creditor has filed a lien against it, it will simply refuse to take the asset as collateral the creditor is actually protected here. Also, if your asset is not subject to a lien, the creditor may record a lien against it to secure a transaction it is protected here as well.
If you have not paid off your loan or you continue to have debt that must be secured, your lender can file the necessary paperwork to have the lien renewed for another period. If you have discharged your debt, a lender may also just let the lien expire by the passing of time when the term is over. Even though the lien may expire, the UCC filing will remain on record until it is formally removed by filing the necessary documents UCC-3 financing statement.
Students who have successfully completed undergraduate program credits may be eligible to transfer up to 60 of those credits to the UCC Global program. Final determination on the eligibility of the transfer of credits will be made once your application and transcript s are received, reviewed, and approved by UCC Global. Applicants whose most recent education was not in English will be required to demonstrate English language proficiency, through the completion of an approved English testing regime such as the Test of English as a Foreign Language TOEFL.
You have the option to either pay for your degree in full at the start, or pay per module. Students based in Jamaica and the wider Caribbean will be eligible for scholarships. BSC Information Technology. Find out more about your degree Fill out the form below and we will be in touch to discuss studying with us.
Notice: JavaScript is required for this content. Learn how to solve real-world IT problems This BSc Information Technology has been created to equip you with the skills and knowledge you need to succeed in a real work environment. What you'll learn On this degree, you will develop strong analytical and critical thinking skills to thrive in a competitive global environment.
Develop key problem solving and critical thinking skills. Gain good interpersonal communication and team skills.
Become fluent in techniques for acquiring, converting and storing data. Alongside the core modules below, throughout your degree you will also choose four additional elective modules to study from other bachelor's programmes. Modules 1 - Modules 21 - Academic Writing I. This is a writing course focusing on expository writings.
Basic editing principles are covered and applied to all writing. Selected essays are read and examined as examples of the expository styles to improve critical reading skills, grammar skills, and essay writing.
Research techniques and documentation are also emphasised as methods to enhance writing. Computer Information Systems. This introductory course provides the necessary background for understanding the role of information systems in organisations and for using computer tools and technology in solving business problems.
The main concepts covered include: types and categories of computers; software and hardware components; storage; computer networks; and operating systems, with an emphasis on analysing problems and creating solutions.
In the practical section of the course, you will gain hands-on experience using office productivity tools.
Computer Data Analysis. This is an introductory course that allows you to format, calculate, and analyse data. The course will equip you with the skills needed to use a spreadsheet and python programs. Topics include: numerical and graphical summaries of data; hypothesis testing; confidence intervals; counts and tables; analysis of variance; regression; principal components; and cluster analysis.
Upon completion of this course, you should be able to think critically about data and apply standard statistical inference procedures to draw conclusions from such analyses. Introduction to Sociology. This introductory course seeks to provide an overview of sociology as a discipline. It lays the foundation for you to apply the various theoretical perspectives to contemporary social problems, especially relating to the world of work.
Mobile Application Development. This course will introduce you to the core conceptual skills and basic practices needed to develop an Android application. The course will focus on how the application communicates to retrieve, store and interact with other devices on any android platform. Topics will include memory management, user interface design, user interface building, input methods, data handling, and network techniques. Introduction to Psychology. This introductory course in psychology is designed to give you a basic understanding of human behaviour.
Should you default on your loan , the lender can also enforce the UCC lien to seize your collateral. A UCC lien may cover specific collateral, such as invoices, inventory, or business vehicles. Many small business loans require a UCC-1 blanket lien. A blanket lien is a general lien covering all of your business assets. This lien gives the lender a lot of power, as it allows them to seize any and all of your business assets should you default on your loan.
UCC blanket liens are also commonly required for short-term loans. Specific collateral UCC-1 statements are liens against certain specific business assets. This type of lien is used in commercial real estate loans or business auto loans wherein the real estate or vehicle being purchased is used to secure the loan. Specific collateral liens are also used in specialized forms of business financing such as invoice financing , inventory financing , and equipment financing.
For example, if you finance a business vehicle with a loan that has a specific collateral lien, you are pledging your vehicle as collateral.
A UCC lien can affect your business in several ways during different points during the life of the lien. Once the UCC-1 filing occurs, the lien will start appearing in public record searches and on your credit reports.
This lien filing notifies other potential creditors that you owe money and gives the identity of the creditor or creditors who have a security claim on your assets.
The UCC filing also states the status of the loan. While a UCC filing will affect your credit utilization ratio, the existence of a UCC lien should not seriously harm your credit unless you stop paying on the loan and it goes into default. In order to enforce the lien, they will need to take you to court and win a judgment against you. This will also damage your credit score.
But again, your credit score will still be impacted if you have a UCC lien on an unpaid loan. A UCC lien can make it difficult to obtain additional financing while the lien is still active, even if your loan is in good standing. This is because many lenders do not want to take second position on your collateral.
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